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Social Security Survivor Benefits

What if my spouse was already receiving Social Security when they died?

Short answer

You may be eligible for survivor benefits based on their record. If their benefit was higher than yours, you can switch to the survivor benefit. Call SSA — they will calculate what you are entitled to. Any payment received for the month…

What this usually means

You may be eligible for survivor benefits based on their record. If their benefit was higher than yours, you can switch to the survivor benefit. Call SSA — they will calculate what you are entitled to. Any payment received for the month of death must be returned; survivor benefits begin the following month.

What to do next

Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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