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Social Security Survivor Benefits

What if I am under 60?

Short answer

If you are caring for the deceased's child who is under 16 or disabled, you can receive benefits at any age. Otherwise, early survivor benefits start at 60 (or 50 if you are disabled). Benefits claimed before full retirement age are permanently…

What this usually means

If you are caring for the deceased's child who is under 16 or disabled, you can receive benefits at any age. Otherwise, early survivor benefits start at 60 (or 50 if you are disabled). Benefits claimed before full retirement age are permanently reduced. The reduction is roughly 28.5% if claimed at 60.

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