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Social Security Survivor Benefits

Can I receive survivor benefits and still work?

Short answer

If you are below full retirement age, Social Security may reduce your benefit if you earn above the annual earnings limit ($22,320 in 2024). Above full retirement age, there is no earnings limit. Benefits withheld due to earnings are not lost —…

What this usually means

If you are below full retirement age, Social Security may reduce your benefit if you earn above the annual earnings limit ($22,320 in 2024). Above full retirement age, there is no earnings limit. Benefits withheld due to earnings are not lost — they are recalculated upward when you reach full retirement age.

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