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Money and accounts

Should I freeze their bank account?

Short answer

Do not freeze it unilaterally — you generally cannot unless you are a joint holder or legal representative. Do notify the bank of the death so it can flag the account. Unauthorized transfers out of a deceased person's account can create legal…

What this usually means

Do not freeze it unilaterally — you generally cannot unless you are a joint holder or legal representative. Do notify the bank of the death so it can flag the account. Unauthorized transfers out of a deceased person's account can create legal problems.

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Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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