Money and accounts
How do I access their bank account after they die?
Short answer
If you are a joint account holder, you already have access. If you are a named beneficiary on a POD (payable on death) account, bring a certified death certificate to the bank. If neither, you may need letters testamentary from probate court.
What this usually means
If you are a joint account holder, you already have access. If you are a named beneficiary on a POD (payable on death) account, bring a certified death certificate to the bank. If neither, you may need letters testamentary from probate court.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.