Employer Benefits and Workplace
What is COBRA and how long do I have to enroll?
Short answer
COBRA lets you continue the deceased's employer health insurance for up to 36 months if you were covered on the plan. You have 60 days from receiving the election notice to enroll. Premiums are typically high — compare with marketplace insurance before…
What this usually means
COBRA lets you continue the deceased's employer health insurance for up to 36 months if you were covered on the plan. You have 60 days from receiving the election notice to enroll. Premiums are typically high — compare with marketplace insurance before committing. Missing the deadline means losing the option.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.