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Employer Benefits and Workplace

How do I claim employer-provided life insurance?

Short answer

Contact the deceased's HR department. Ask for the group life insurance carrier name and policy number. File directly with that insurer using their claim form plus a certified death certificate. HR can usually tell you the coverage amount and beneficiary on file.

What this usually means

Contact the deceased's HR department. Ask for the group life insurance carrier name and policy number. File directly with that insurer using their claim form plus a certified death certificate. HR can usually tell you the coverage amount and beneficiary on file.

What to do next

Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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