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Employer Benefits and Workplace

What employer benefits might I be entitled to after a spouse dies?

Short answer

Check for: life insurance through the employer (often 1–3x salary), accidental death and dismemberment (if the death qualifies), continuation of health insurance through COBRA, pension survivor benefits, 401k or retirement plan balance, accrued vacation or PTO payout, employee assistance program (EAP) grief…

What this usually means

Check for: life insurance through the employer (often 1–3x salary), accidental death and dismemberment (if the death qualifies), continuation of health insurance through COBRA, pension survivor benefits, 401k or retirement plan balance, accrued vacation or PTO payout, employee assistance program (EAP) grief counseling, and any unpaid wages or bonuses.

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