Bank Accounts and Financial Institutions
What is a POD account and how do I claim it?
Short answer
POD stands for "payable on death." It is a beneficiary designation on a bank account. When the account holder dies, the money passes directly to the named beneficiary outside of probate. Bring a certified death certificate and your ID to the bank…
What this usually means
POD stands for "payable on death." It is a beneficiary designation on a bank account. When the account holder dies, the money passes directly to the named beneficiary outside of probate. Bring a certified death certificate and your ID to the bank. They will verify the designation and transfer the funds. No court needed.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.