Bank Accounts and Financial Institutions
What if their account is overdrawn?
Short answer
The estate is responsible for the overdraft, not you personally. Notify the bank of the death. Do not deposit personal funds to cover the overdraft unless you are legally the estate representative. The bank will file the overdraft as a claim against…
What this usually means
The estate is responsible for the overdraft, not you personally. Notify the bank of the death. Do not deposit personal funds to cover the overdraft unless you are legally the estate representative. The bank will file the overdraft as a claim against the estate.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.