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Bank Accounts and Financial Institutions

Can I use their debit card to pay for funeral expenses?

Short answer

No. Using a deceased person's debit or credit card — even for legitimate expenses like a funeral — is technically unauthorized use and can be considered fraud. Pay funeral costs from your own funds first, then file a claim for reimbursement from…

What this usually means

No. Using a deceased person's debit or credit card — even for legitimate expenses like a funeral — is technically unauthorized use and can be considered fraud. Pay funeral costs from your own funds first, then file a claim for reimbursement from the estate.

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Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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