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Insurance Claims

What about their car insurance after death?

Short answer

Notify the insurer. Coverage typically continues through the policy period on a vehicle the estate still owns. If survivors are using the vehicle, update the policy. Cancel coverage once the vehicle is transferred or sold. Do not leave a vehicle uninsured.

What this usually means

Notify the insurer. Coverage typically continues through the policy period on a vehicle the estate still owns. If survivors are using the vehicle, update the policy. Cancel coverage once the vehicle is transferred or sold. Do not leave a vehicle uninsured.

What to do next

Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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