Insurance Claims
Does life insurance pay out for suicide?
Short answer
Most policies pay after the contestability period (usually two years). Policies less than two years old often exclude suicide in the first two years. Read the policy exclusions carefully. If denied, get the denial in writing and consult an attorney — some…
What this usually means
Most policies pay after the contestability period (usually two years). Policies less than two years old often exclude suicide in the first two years. Read the policy exclusions carefully. If denied, get the denial in writing and consult an attorney — some denials are improper.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county phone numbers for coroner, vital records, and local offices.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.