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Emotional and Practical Survival

What is the most important thing to know as a surviving spouse?

Short answer

You have more time than you think for most decisions — and less than you think for a few specific ones (COBRA enrollment, Social Security application, the two-year window on home sale capital gains exclusion). Know which deadlines are real. Give yourself…

What this usually means

You have more time than you think for most decisions — and less than you think for a few specific ones (COBRA enrollment, Social Security application, the two-year window on home sale capital gains exclusion). Know which deadlines are real. Give yourself permission to be slow on everything else. The paperwork will still be there next week.

These questions protect families from the people who prey on them in the days and weeks after a death. This content builds enormous trust.

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