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Emotional and Practical Survival

What is the most important thing to know as a surviving spouse?

Short answer

You have more time than you think for most decisions — and less than you think for a few specific ones (COBRA enrollment, Social Security application, the two-year window on home sale capital gains exclusion). Know which deadlines are real. Give yourself…

What this usually means

You have more time than you think for most decisions — and less than you think for a few specific ones (COBRA enrollment, Social Security application, the two-year window on home sale capital gains exclusion). Know which deadlines are real. Give yourself permission to be slow on everything else. The paperwork will still be there next week.

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# PART 2: FINANCIAL PREDATORS AND CONSUMER PROTECTION — 50 QUESTIONS (Questions 61–110)

These questions protect families from the people who prey on them in the days and weeks after a death. This content builds enormous trust.

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