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Debt, Credit, and Financial Identity

What is a deceased alert and should I place one?

Short answer

A notice to the credit bureaus that the person has died. It flags the credit file and makes it harder for identity thieves to open new accounts in the deceased's name. Send a certified death certificate to Equifax, Experian, and TransUnion separately…

What this usually means

A notice to the credit bureaus that the person has died. It flags the credit file and makes it harder for identity thieves to open new accounts in the deceased's name. Send a certified death certificate to Equifax, Experian, and TransUnion separately. This is one of the more important identity protection steps after a death.

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Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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