Debt, Credit, and Financial Identity
Am I responsible for my spouse's debts?
Short answer
In California, community property rules mean you may be responsible for debts incurred during the marriage — even if only in their name — because those debts were incurred for the benefit of the community. Debts incurred before marriage or separately are…
What this usually means
In California, community property rules mean you may be responsible for debts incurred during the marriage — even if only in their name — because those debts were incurred for the benefit of the community. Debts incurred before marriage or separately are generally not your responsibility. Do not assume all debt is yours, and do not assume none of it is.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.