Debt, Credit, and Financial Identity
Should I close their credit cards right away?
Short answer
Close accounts in their name only — you cannot continue to use a deceased person's credit card. Keep joint accounts you may need. Before closing, download or request statements for the past 12 months — you will need these to identify subscriptions…
What this usually means
Close accounts in their name only — you cannot continue to use a deceased person's credit card. Keep joint accounts you may need. Before closing, download or request statements for the past 12 months — you will need these to identify subscriptions, recurring charges, and potential estate claims.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.