Death certificates
Do I need a death certificate to claim life insurance?
Short answer
Yes. The insurance company will ask for a certified copy. Some also want the policy number and a completed claim form. Call the insurer first to ask exactly what they need before mailing anything.
What this usually means
Yes. The insurance company will ask for a certified copy. Some also want the policy number and a completed claim form. Call the insurer first to ask exactly what they need before mailing anything.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.