Social Security and benefits
What happens to their health insurance?
Short answer
Employer health coverage ends at death. If you were covered on their plan, you may be eligible for COBRA continuation for up to 36 months. If they were the primary policyholder for family coverage, act quickly — COBRA enrollment deadlines are strict.
What this usually means
Employer health coverage ends at death. If you were covered on their plan, you may be eligible for COBRA continuation for up to 36 months. If they were the primary policyholder for family coverage, act quickly — COBRA enrollment deadlines are strict.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.