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Property and legal

What about their student loans?

Short answer

Federal student loans are discharged at death — submit a death certificate to the servicer. Private student loans vary by lender — some discharge, some file a claim against the estate. Check each loan separately.

What this usually means

Federal student loans are discharged at death — submit a death certificate to the servicer. Private student loans vary by lender — some discharge, some file a claim against the estate. Check each loan separately.

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Related questions

Official starting points

Rules and procedures can change. These official sources are the starting points used to review this topic.

Last reviewed: July 27, 2026 · California guidance unless noted otherwise

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