What about their Roth IRA?

What this usually means

Same spousal rollover rules apply. Rolling into your own Roth IRA is generally the best option for a surviving spouse — no required minimum distributions during your lifetime, tax-free growth, and you can name your own beneficiaries. Consult a financial advisor about timing.

What to do next

• Start the PathAfter checklist for situation-aware first steps.
• Find California county help for coroner contacts, vital records, cost tools, and paperwork.
• Open the First 72 Hours Call Log before making calls.
• Open the Documents to Find Checklist when you are ready for paperwork.

Related questions

• How do I claim my spouse's pension?
• What if my spouse chose a pension option with no survivor benefit?
• How do I claim their 401k or IRA as a surviving spouse?
• What is a spousal rollover of a retirement account?
• What if I was not named as beneficiary on their retirement account?