Pension, Retirement, and Investment Accounts
What about their Roth IRA?
Short answer
Same spousal rollover rules apply. Rolling into your own Roth IRA is generally the best option for a surviving spouse — no required minimum distributions during your lifetime, tax-free growth, and you can name your own beneficiaries. Consult a financial advisor about…
What this usually means
Same spousal rollover rules apply. Rolling into your own Roth IRA is generally the best option for a surviving spouse — no required minimum distributions during your lifetime, tax-free growth, and you can name your own beneficiaries. Consult a financial advisor about timing.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county phone numbers for coroner, vital records, and local offices.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.