Should I consolidate all their financial accounts into mine right away?

What this usually means

Not necessarily. Take time to understand each account's tax treatment, beneficiary implications, and any fees or penalties for early withdrawal or transfer. Some accounts are better left as inherited accounts for a period. A fee-only financial advisor (one who does not earn commissions) can help you map this out without pressure to act fast.

What to do next

• Start the PathAfter checklist for situation-aware first steps.
• Find California county help for coroner contacts, vital records, cost tools, and paperwork.
• Open the First 72 Hours Call Log before making calls.
• Open the Documents to Find Checklist when you are ready for paperwork.

Related questions

• How do I claim my spouse's pension?
• What if my spouse chose a pension option with no survivor benefit?
• How do I claim their 401k or IRA as a surviving spouse?
• What is a spousal rollover of a retirement account?
• What if I was not named as beneficiary on their retirement account?