Legal and Financial Protection
What is a Medi-Cal hardship waiver and when can I apply for one?
Short answer
If Medi-Cal estate recovery would create an undue hardship — for example, if the estate is the primary source of livelihood for a low-income heir — you can apply for a hardship waiver. California's DHCS considers these on a case-by-case basis. You…
What this usually means
If Medi-Cal estate recovery would create an undue hardship — for example, if the estate is the primary source of livelihood for a low-income heir — you can apply for a hardship waiver. California's DHCS considers these on a case-by-case basis. You must apply within the deadline stated in the recovery notice. A legal aid organization can help you apply.
What to do next
- Start the PathAfter checklist for situation-aware first steps.
- Find California county help for coroner contacts, vital records, cost tools, and paperwork.
- Open the First 72 Hours Call Log before making calls.
- Open the Documents to Find Checklist when you are ready for paperwork.